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TYPES OF CARS

Small Cars

Small cars are classified according to the price range which varies from 1 to 3 lakhs. It has the capacity to carry 4 passengers- 2 adults, 2 children. These are basically entry level cars which are preferred by service group and middle income group.

These cars are basically manufactured by - Maruti Udyog and Reva. While companies like Volkswagon and Reva are yet to launch their models in the market.

Mid Size Cars

A mid size car is referred to as an automobile with a size between that of compact and full size cars.

The price range of mid size cars lies between Rs 3 to 8 lakhs. The mid size cars have the capacity to carry 4 passengers- 2 adults and 2 children.

The credit of manufacturing of these cars goes to companies like- Fiat India, Ford, General Motors, Hindustan Motors, Hyundai motors, Maruti Udyog, San Motors and Tata Motors. While the companies like- Ford, Hyundai, General Motors and Mahindra & Mahindra are yet to launch their models under this segment. This model basically target executive class.

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Premium Cars

Premium cars falls within the price range of Rs 7 to 15 lakhs. They have the capacity to carry 5 passengers. These cars mainly target higher income group.

Premium cars have been launched by the companies like- Audi India, Ford motors, General Motors, Honda City, Hyundai motors, Skoda Auto, Mitsubishi and Toyota motors. And the companies like- Audi, Ford, General Motors, Honda City and Skoda Auto are yet to launch their models under this segment.

Sport Utility Vehicle

Utility vehicles are rapidly capturing the market due to its multifarious use. Utility vehicles are found in two kinds :- Sport Utility Vehicle or Sports Utility Vehicles (SUV) and Multi Utility Vehicles (MUV). SUV in India has a large market base, and the demand is growing exponentially with time.



The spacious interior and sturdy exterior of a sport utility vehicle have made this category of utility vehicles one of the fastest selling vehicles in India. SUV is multi use vehicle, used to accommodate many passengers in one vehicle. No wonder, SUVs are preferred over other vehicles while going on a long trip with family members and friends. SUV in India, especially the sport utility van has always remained one of the most favorite family cars of the car owners in the country.

The name sport utility vehicle itself suggests why SUV vehicles have a huge fan following all over the world. Their sporty attributes make them look truly appealing, and for everyone who has a thing for sporty cars in India, SUV cars are the foremost choice. Go through any sport utility review, and it will say the road performance and mileage of a sport utility wagon or a sport utility trailer is surely one the best amongst all vehicle categories.

The domestic market for sport utility vehicle is huge in India. There are many manufacturers of SUVs. To name a few manufacturers of SUV in India- Fiat India, Ford Motors, Force Motors, General Motors, Hyundai Motors, Hindustan Motors, Mahindra & Mahindra, Nissan, Porsche, Tata Motors, Toyota Motors etc. are the most well-known ones.

As per all industry sourced sport utility vehicle reviews, the all time best sport utility vehicles of India are Tata Safari, Mahindra Scorpio, Maruti Suzuki Grand Vitara, Chevrolet Captiva, Ford Endeavour, and Mitsubishi Outlander. Porsche Cayenne, Mitsubishi Pajero, Honda CR-V, and Audi Q7 are few of the versatile new SUV vehicles that are also hugely favored by Indian car lovers.

Recently crossover SUV vehicles are making great waves in the automobile scenario. This page provides all the detailed information about the new sport utility vehicle as well as the used sports utility vehicle. Buy an SUV for the ultimate driving experience.

Hatchback Cars

Hatchback cars are those cars that have an access to the interiors once the rear door is open and also the luggage space is integrated with the passenger cabin and the rear seat can be folded or removed to increase the luggage space. The two row seater small compact cars are categorized as Hatchback cars. Due to its low pricing, better mileage, low maintenance and most importantly perfect for drive in city's heavy-traffic, it has become the most selling car segment.

Hatchbacks occupy less parking space and is suitable for the metros where parking space is a major problem and also convenient for women drivers. Series of face lifted hatchback cars in India been launched and many more are yet to be launched. It seems the car manufacturers are aiming to revamp the entire small car or the hatchback segment. Comparing to last year, the new models of small cars has almost doubled this year. Even the car manufacturer of the luxury segment are now entering the hatchback segment.

Sedan Cars

The main features of a Sedan cars include bigger chassis dimensions, seating space and luggage space included in single body shell. Sedan are the mid size cars having more row seats with passenger capacity of four or more. A sedan model has more than four doors with separate boot or luggage space at the rear. Basically sedan car means the cars with more boot space and entirely different section from the passenger's cabin. In cars sedan is synonymous to luxury. Sedan cars are the blend of comfort, luxury, elegance and stunning interior with high end safety features. There are endless high end luxury cars in the same segment. The demand of sedan cars are increasing rapidly in India which is the main reason many foreign car manufactures target India as a launching pad for these luxury cars. The major players in this particular segment are Honda, Skoda, Volkswagen, Ford and Hyundai.

Car Accessories

Give a stylish look to your car with the broad range of car accessories available in the market. The high quality car accessories will make your driving experience all the more comfortable. Both interior as well as exterior car accessories can truly turn an average-looking car into a flashy vehicle. There are large number of car accessories that one can use to make a car look all the more attractive.

It is well said that "A car is incomplete without the car accessories", as it is the different kinds of accessories that further enhance the beauty of a car. Accessories like car seat covers, perfume, mats, stereo, steering cover, TV etc highlight the car interiors while accessories like car lights, central locking etc take care of the external car beauty.

Effective and efficient use of car accessories can turn an old car into a new one. It is just not possible to discuss about car accessories in few words, as every specific accessory has its own value that highlights the beauty of each car part. Be it the car interior or exterior, accessories are available to beautify the looks of a car completely.

Budget is not be an issue, as car accessories can be purchased in the most economical rates. Flip through the pages under this category to know about each car accessory in the best possible way.

Types of Car Accessories
Car accessories are undoubtedly as important as the car itself. These auto parts play a vital role in protection and beautification of your vehicle. There are different types of car accessories available in the market that can be used to brighten up the look and feel of a car that too within a budgeted amount.

Car Lightings
Car lighting is the most powerful accessory that can highlight your car from every aspect. Know more about an endless variety of sparkling car lights that can add a glowing touch to your car. So, don't think much. Flip through the pages of this portal and buy the car light of your choice.

Car TV
Make your car more luxurious by installing a high performance car TV in it. Car TV is completely a new add-on feature that has shown a quick and high acceptance rate worldwide. So, go and get a car TV of your choice and enjoy the drive even in a heavy traffic jam.

Car Stereo
A car stereo system is an important internal car accessory that adds rhythm and excitement to the drive. We all love to listen our favorite music while driving and it is the car stereo that can make us enjoy the drive. So, hurry...buy the best car stereo and enjoy your drive to the fullest.

Car Steering Covers
As the name implies, it is an accessory that is used to protect the original steering wheel from any kind of wear and tear. Steering cover also adds a luxurious look that further enhances the internal beauty of your dream car. Explore the world of car steering covers with us and enjoy a comfortable and safe drive.

Car Covers
Car cover is an exterior car accessory that is specially designed to protect your car from various harmful elements that can damage it. Different car covers are available in the market to suit your taste and requirement. With us, you can easily get in touch with the dealers of car covers and select one for your favorite car.

Car Seat Covers
Get yourself informed about a wide gamut of car seat covers that can simply add to the interior of the car. Car seat cover is a type of interior car accessory that gives a fashionable, classy look to your car.

Car Alarm
A car alarm is basically a safety device comprising of one or more sensors connected to a siren that provides a protection to your car from theft. Check out this category to find the best car alarm for your dream car.

Cheap Car Accessories
Car accessories when added to a car, makes it look all the more stylish and new. A large array of car accessories are available in the market within different price range. If you have a limited budget amount then you can consider buying some cheap car accessories.

Car Exterior Accessories
Car exterior accessories are primarily used to beautify the exterior and keep your car safe. Some of the exterior accessories widely used are wheel caps, mud flaps, rear view mirror, lights and many more. The car exterior accessories even help in catching the attention of the passer by, making the car look attractive.

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Car Interior Accessories
Car interior accessories are basically used within the car to increase the comfort level and enhance the car interior as well. You can even do a make over of your old car by simply using the best car interior accessories.

Car Central Locking System
Car central locking system is a security device that helps the car owner to lock or unlock the car doors at the press of a button. Nowadays maximum people have central locking system to prevent their car from theft.

Car Perfumes
Car perfumes are basically used in cars to get rid of unpleasant odour. They are generally placed on the dashboard of the car, close to the car AC/blower. Car perfumes make the journey exhilarating by retaining the original freshness inside the car.

Car Insurance

What is insured ?
Any light motor vehicle used for social, domestic and pleasure purposes and for the insurer's business.

Insured against what risks?
1(a). Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft, malicious act. 1(b). Riot and strike; terrorism; earthquake; flood, cyclone and inundation 1(c). whilst in transit by rail, road, air, elevator, lift. Perils under 1(b) can be deleted and a discount in premium availed. 2. Liability for third party injury/death, third party property and liability to paid driver. 3. On payment of appropriate additional premium, loss/damage to electrical/electronic accessories, PA cover for drivers, insured or any named person, unnamed passengers can also be taken. 4. Certain discounts in premia are also available.

Who can insure?
Individuals and corporate owners of the private cars and the financier of the car having insurable interest in it.

What will policy pay and how much?
Own Damage

1. Actual amount spent for repairs/replacement subject to depreciation and sum insured as per survey report.
2. Garaging and towing charges - up to Rs 1000/-
3. Damage to tyres (when vehicle is also damaged) - 50 % of cost of replacement
4. In case of total loss, market value at the time of loss or sum insured whichever is less.

Act Liability

1. Death or bodily injury to third parties - Unlimited
2. Death or bodily injury to any person carried in the car provided they are not insured employees and not carried for hire or reward - Unlimited
3. Liability to paid driver - As per W. C. Act
4. Third party property damage - up to Rs 6000/-
5. All costs and expenses incurred with company's written consent

f) In case of death of the Insured/any person entitled to indemnity for a liability incurred under this Policy,his personal representative will be indemnified ,as in the case of insured,if he observes all conditions as the insured himself.


When will policy not pay?

• Consequential loss; depreciation; wear and tear; mechanical and electrical breakdown; failure or breakage.
• When vehicle is used outside the geographical area; when used contrary to limitation as to use; driven by a person other than the driver stated in driver's clause

About Comprehensive Insurance Cover
This type of insurance covers all the risks covered in the Motor Vehicles Act (as above), plus loss or damage caused to the vehicle due to:

• Accident
• Fire, Explosion, self-ignition, lightning
• Burglary, house-breaking, theft
• Riots & strikes
• Earthquakes
• Flood, typhoon, hurricane, storm, cyclones
• Malicious acts
• Terrorism
• Transit by rail/road. air, waterways

Also included is the towing charge (up to Rs.1, 500/- for private vehicles and Rs.2, 500/- for commercial vehicles) incurred due to accident to the vehicle.

Exclusions to the Comprehensive Insurance Cover

This insurance does not cover loss or damage caused due to:
(a) Driver being under intoxication
(b) Vehicle being driven by a person not holding an effective, valid licence.

It also does not cover:
(a) Damage to tyres (unless the vehicle is also damaged).
(b) Wear & tear, mechanical breakdown.

Calculation in the case of Comprehensive Insurance Cover?
In the case of Comprehensive Insurance Cover, for the purpose of premium, vehicles are categorized as follows:
PRIVATE CAR:
This is used for personal purposes. The premium is computed on the following basis:

• Geographical area of use and cubic capacity
• Value of the vehicle. Accessories are to be specified separately under electrical and non-electrical items.

TWO-WHEELER:
This is used for personal purposes only. Premium is calculated on cubic capacity and value of vehicle. Accessories are to be specified. Theft of accessories is not covered, unless the vehicle is stolen at the same time.


COMMERCIAL VEHICLE:
This is a vehicle used for hire and is classified into:

• Goods-carrying commercial vehicle: In this case premium is calculated on carrying capacity -gross vehicle weight and value of the vehicle. Accessories extra, as specified.
• Passenger-carrying commercial vehicle: In this case premium is calculated on carrying capacity of the vehicle -Number of passengers and value of the vehicle. Accessories extra, as specified.

Note: all commercial vehicles are subject to compulsory excess in each and every claim for damage. ia Assurance Company

The basic types of auto insurance coverage include:

• Third Party Insurance
• Comprehensive Insurance

There is danger at every corner when it comes to Indian roads. Automobile insurance plays an important role in protecting consumers from serious financial losses that result from accidents.
Filing an auto insurance claim
At the scene
a) Stop and get help for the injured.
b) Call the police and notify the nearest medical unit.
c) Provide the Police with the information they require.
d) Take steps to protect your car from further damage. Your Insurance Company will probably want to have someone inspect it and appraise the damage before you order the repair work done.
e) Record the details of the accident.
Filing your claim
1. Phone your insurance agent. Do it as soon as possible even if you are far off from home and even if someone else caused the accident.
2. Ask your agent on how to proceed and what forms or documents will be needed to support your claim. Your company may require a "proof of loss" form, as well as documents relating to your claim, such as medical and auto repair bills and a copy of the police report. Supply the information your insurer needs.

3. Keep records of your expenses. Expenses you incur as a result of an automobile accident may be reimbursed under your policy.
4. Keep copies of your paperwork. You may need to refer to it later.

Cars in India

The Car industry in India has seen a tremendous growth and seems to be the fastest growing sector in the world. Indian cars have gained acceptance all over the world, and the demand for cars made in India shows no signs of decline whatsoever. The Indian car sector has responded with an exponential progress in the number of new models launched in the recent past.

Small Cars	Mid Size Cars	Premium Cars		Luxury Cars
Sport Utility Vehicle	Car Statistics	Hatchback Cars		Sedan Cars

The craze for Indian cars among people is growing day by day. Hence, all the Indian car manufacturers are giving tough competition to each other by opting innovative and unique ideas to capture the Indian car market.

The Indian car industry deals with different types of cars. Major Indian cars comprise big cars, small cars, sports cars, luxurious cars, etc. Most of the Indian car models are swank and designed on cutting-edge technology platforms, and each year there is a slew of latest car launches.

For those, who cannot afford to buy a new car can go for used cars. This Indian car site will provide you a complete database of car dealers who are willing to buy and sell cars. You will get useful car buying tips and used car buying tips along with a complete used car buying guide, apart from the new car buying tips and information on new car buying service. Browse through the extensively researched categories of Indian cars and get the most updated information related to cars in India.

For those who want more information about Indian cars can flip through the pages like car finance, car insurance, car accessories, and the list will go on. This automobile website is one of the most informative online auto & car resources that will provide you with the details of the Indian automobile industry and Indian cars. So, update yourself with the latest happenings in the Indian car industry and know more about your favorite car.

BROWSE CARS BY COMPANY

Audi AG BMW Chevrolet Daewoo Motors Fiat India Pvt Ltd Force Motor Ford Motor Co. General Motors Corp. Hindustan Motors Honda Motor Co. Hyundai Motor Co. Lamborghini Maruti Suzuki India Ltd

Mahindra & Mahindra Ltd. Mercedes Benz Mitsubishi Motors Nissan Motor Co. Ltd Porsche Reva Electric Car Co. Rolls-Royce Motor San Motors Skoda Auto India Pvt Ltd. Tata Motors Toyota Kirloskar Motors Volvo Volkswagen Cars